Since a standing desk falls under the category of ergonomic items, you’ll most likely be approved for one if you provide proof of a medical need. You need a letter of medical necessity to get a standing desk covered by an FSA. Your employer sets a limit on how much you can contribute to the account, and you decide beforehand how much money you will put into it. It helps cover out of pocket medical expenses, including insurance deductibles. It typically takes less than a month to know if your claim has been approved.Ī Flexible Spending Account, or FSA, is established through your employer and is tax-free. To have your standing desk covered by a HSA, send a purchase receipt and a fully complete claim form to your insurance company, along with any other application needs specific to that insurer. You can only contribute funds to an HSA if you have a high-deductible health plan, but you can pull out funds at any time. According to, it’s “ a type of savings account that lets you set aside money on a pre-tax basis to pay for qualified medical expenses”. So, if you’re still wondering, “will insurance pay for a standing desk?”, having a specific medical condition that benefits from you standing for part of the day will go a long way towards having insurance cover one for you. Some include that they lower the risk of weight gain and obesity, improve your mood, lower the risk of heart disease, and even may help you live longer! Other benefits from using a standing desk have been reported but not necessarily proven. And that means you, as an employee, will be better able to focus on work. Sitting at a desk all day tends to make these conditions worse, so a standing desk helps relieve or lessen the symptoms of these conditions. These include chronic conditions such as: There are a number that benefit from having a standing desk instead of a traditional desk. If you want to qualify for your insurance to pay for a standing desk, take a look into your medical conditions. Which Medical Conditions Benefit from a Standing Desk? This means they have to discuss things, such as, reasonable accommodations for their workers and clearly answer any requests you make for reasonable accommodation, even if that means they don’t agree.ĭepending on your medical condition, a standing desk may qualify as a reasonable accommodation for the workplace, and that makes it a stronger case for your health insurance to cover it. Through the ADA, employers must engage in what’s known as an interactive dialogue with their employees about their disabilities and needs. What you’re asking for needs to make sense in relation to your health needs and be something the company can reasonably provide (for example, not being so extreme in cost that there’s no way the company could afford it). What constitutes “ reasonable accommodation”? This doesn’t mean employers have to approve every accommodation request you make. If you are a qualified employee or applicant for a job, employers must provide reasonable accommodation for your disability. It allows licensed professionals to focus on revenue-generating opportunities…not administrative tasks.Employers and the Americans with Disabilities ActĪccording to the United States Americans with Disabilities Act (ADA), it’s illegal to discriminate against people with disabilities in all areas of public life, including employment. Cover Deck was built by an agent for agents of the future. Cover Desk Direct (shared group) covers you if your VA is away from the office.Īndy and his team positioned themselves as experts in the insurance agency business and they have the scars to prove it.
Then the customer chooses a dedicated full- or part-time virtual assistant (20 or 40 hours per week) or tries a shared group. This four-week intensive training session in personal and commercial lines insurance, including two weeks on insurance customer service and two weeks on quoting.Ĭover Desk assesses the needs of their customer, an insurance agency, and select candidates for the agency to interview. Our staff is educated, hard-working, and English speaking -we have more than 200 assistants to help you manage your business!Ĭover Desk’s virtual assistants take part in a Foundation Skills Training Course created especially to serve insurance parties. Cover Desk is comprised of trained virtual assistants. use our dedicated, specialized, virtual assistants located in Manila, Philippines.
As a result, his staff was happier, more productive, and the agency was more profitable.the inspiration for Cover Desk! At his agency, Andy dedicated a team to process non-licensed work.